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Personal Insurance
Automobile Insurance
Auto insurance protects you in case of collision, theft, vandalism or accident involving your automobile, and includes property, liability and medical coverage. Property covers theft of a vehicle, or damage from a collision or other incident. Liability covers your legal responsibility in case of injuries or property damage. Medical handles the costs of rehabilitation, treating injuries and sometimes lost wages and funeral expenses.
Homeowners Insurance
Homeowners insurance protects your house and belongings against damage or loss from things like fire, flood, theft, vandalism, hail and lightning. It also covers your liability for injuries suffered by others on your property.
Homeowners policies typically do not include coverage for any damage to your home from an earthquake. To fully protect what is most likely your family’s largest financial investment from the devastating damage of earthquake, you need a separate earthquake policy.
Umbrella Liability Insurance
For claims that exceed the value of your homeowners or automobile policies, umbrella liability provides additional coverage, protection, and peace of mind.
Valuable Property Insurance
Homeowners policies often exclude certain valuable items like jewelry, art, and other collectibles. A separate Valuable Property Rider protects your investments and insures these items against loss, damage, or theft.
Motorcycle Insurance
Like automobile insurance, motorcycle policies provide property, liability and medical coverage. On- and off-road motorcycles and ATVs, scooters and high-performance bikes can be covered.
Recreational Vehicles
RV insurance provides property, liability and medical coverage for all recreational vehicles, including, motor homes, travel trailers, camper vans.
Watercraft Insurance
Watercraft insurance provides property, liability and medical coverage for motorboats, sailboats and personal watercraft.
Mechanical Breakdown Coverage
These policies provide coverage for your vehicle, should it experience a mechanical malfunction.